Life, Health, Medicare
and so much more.
Insurance Solutions We Offer
With extensive experience in insurance and benefits,
Michelle Loyola is committed to helping individuals, families,
and small businesses understand their options and make confident coverage decisions.
We truly care about how we impact your business, life, and family and treat yours the same way we'd treat our own.
Our Goal is to Help You Find The Proper Coverage For Your Situation and Budget
Life Insurance
Protect the people who matter most.
Life insurance can help provide financial security for your loved ones and help cover expenses such as final expenses, outstanding debts, and other financial needs.
We'll help you explore your options that fit your needs and budget.
Medicare & Rx Plans
Medicare doesn't have to be confusing.
We help you understand your Medicare options, including Medicare Supplement, Medicare Advantage and Prescription Drug plans, so you can make informed decisions about your coverage.
Whether you're new to Medicare, reviewing your current coverage or simply have questions, our local advisors are here to provide guidance at no cost or obligation
Dental, Vision & Hearing Plans
We offer a variety of affordable dental, vision and hearing coverage options for individuals and families. We'll help you compare benefits and find coverage that fits your needs and budget.
Small Employer Group Benefits
Health coverage options for small businesses and their employees. Contact us to learn more.
Health Insurance
We help navigate health insurance options with personalized guidance to find coverage that fits your needs and budget.
Resources
Guidance and support beyond insurance.
We help individuals and families understand and connect with valuable programs and benefits, including Medicare Extra Help, NJ PAAD, Medicare Savings Programs and other community resources.
We also provide trusted information and resources for those caring for a loved one with Alzheimer's or dementia, and host free educational and wellness events throughout the year..
Need help finding a resource? Stop by or give us a call.
Notary Public Services
Need a Notary? We can help you.
Hablamos Español! Estamos Para Servir a Nuestra Comunidad Hispana.
Michelle Loyola
Owner & Insurance Broker
About Community Benefits & Resources
Improving Your Quality of Life
Community Benefits and Resources is an agency that serves the needs of individuals, families, and small to medium-size firms who need Health and Life Insurance products. Our Agency's goal is to help individuals and small business owners find suitable policies to protect their assets and leave a lasting legacy.
We bring many years of Life and Health Insurance products experience and provide personal service to help people enroll in a plan that best fits their own unique circumstances. Because we concentrate on the needs of the aging population, we also offer auxiliary plans such as Hospital Indemnity, Cancer Policy, Heart Attack and Stroke Policy, Final Expense Insurance, Long & Short Term Care, and more.
Our customer service begins at enrollment and we will continue to be there as your health and financial needs change. We guide our clients with passion and commitment, today and for years to come with their insurance needs.
Satisfied Clients
“Thanks to Michelle we have been able to understand about Medicare. The transition was a nightmare until she came in and helped us.”
Nilka, Williamstown, NJ
“Michelle has been our insurance broker for the last 7 years, she helps my employees understand their coverage and is always there when we need her.”
Jenn, Millville, NJ
“Thank you for helping my father and my grandmother get life insurance, even with health issues she was able to find us affordable coverage.”
Gracie, Berlin, NJ
