Life, Health
and so much more.
Insurance Solutions We Offer
Michelle Loyola has been providing insurance solutions to individuals and small businesses since 2007; with a background in Account Management, Benefits, and Life & Health insurance products, Michelle brings a high level of expertise to her clients and has the skill set, background, and credentials to advise you on the best insurance plans for your needs.
We truly care about how we impact your business, life, and family and treat yours the same way we'd treat our own.
Our Goal is to Help You Find The Proper Coverage For Your Situation and Budget
Life Insurance
Life Insurance is Important at Every Stage of Life. If anyone depends on your income, they would most likely struggle if you were to pass away unexpectedly. At a time of grief, being able to afford a funeral for a loved one can offer families a small window of peace of mind. Contact us for a free quote.
Medicare & Rx Plans
Have questions about Medicare? As your Trusted Insurance Advisors, we educate clients on the different types of Medicare insurance and Rx plans available, we will help you Understand Medicare and avoid common misconceptions. If you have any questions concerning Medicare insurance and Rx plans, we will be glad to provide an in-home consultation at no obligation or cost to you.
Dental, Vision & Hearing Plans
Issues with teeth, eyesight and hearing can greatly affect our overall quality of life.
We offer our clients a variety of affordable dental, vision and hearing plans that offer immediate access to preventive and basic services.
Small Employer Group Benefits
We can find Health Insurance Benefits for your growing small business without breaking the bank. Offering health benefits is a major decision, let us help you find the perfect plan.
Health Insurance
We can assist individuals in understanding health coverage options through the Marketplace, also known as ‘GetCoveredNJ.’
Resources
We host Health and Wellness Events at no cost to you. Join us to learn about coverage options, Medicare Extra Help, NJ PAAD and much more. We also provide information for anyone caring for a loved one with Dementia or Alzheimer's. Stop in or give us a call for more information.
Notary Public Services
Need a Notary? We can help you.
Hablamos Español! Estamos Para Servir a Nuestra Comunidad Hispana.
Michelle Loyola
Owner & Insurance Broker
About Community Benefits & Resources
Improving Your Quality of Life
Community Benefits and Resources is an agency that serves the needs of individuals, families, and small to medium-size firms who need Health and Life Insurance products. Our Agency's goal is to help individuals and small business owners find suitable policies to protect their assets and leave a lasting legacy.
We bring many years of Life and Health Insurance products experience and provide personal service to help people enroll in a plan that best fits their own unique circumstances. Because we concentrate on the needs of the aging population, we also offer auxiliary plans such as Hospital Indemnity, Cancer Policy, Heart Attack and Stroke Policy, Final Expense Insurance, Long & Short Term Care, and more.
Our customer service begins at enrollment and we will continue to be there as your health and financial needs change. We guide our clients with passion and commitment, today and for years to come with their insurance needs.
Satisfied Clients
“Thanks to Michelle we have been able to understand about Medicare. The transition was a nightmare until she came in and helped us.”
Nilka, Williamstown, NJ
“Michelle has been our insurance broker for the last 7 years, she helps my employees understand their coverage and is always there when we need her.”
Jenn, Millville, NJ
“Thank you for helping my father and my grandmother get life insurance, even with health issues she was able to find us affordable coverage.”
Gracie, Berlin, NJ
Looking for a better resource?
Book a free consultation today!
Dedicated to your good health
WE SERVE OUR AMAZING CLIENTS WITH LOVE!
Contact us today to discuss any of your insurance needs or concerns.
We're here to serve you.
Contact Us
Copyright 2021-2023 Community Benefits & Resources- The plans we represent do not discriminate on the basis of race, color, national origin, age, disability or sex. To learn more about a plan's nondiscriminatory policy, please visit their website.
--We do not offer every plan available in your area. Currently, we represent 9 organizations which offer 83 products in your area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.